Sukanya Samridhi Yojana 2024 | Sukanya Samridhi Yojana (SSY Scheme )
Sukanya Samridhi Yojana 2024 (Sukanya Samridhi Yojana): Friends, the Prime Minister of our country, Shri Narendra Modi ji has started Sukanya Samriddhi Yojana (SSY Scheme) for the bright future of the girls of the country. If a little daughter is born in your house and you are worried about her future, then now you do not need to worry. Because this Sukanya scheme has been launched by the government to meet the expenses incurred in the future education and marriage of daughters.
Under this scheme, a savings account is opened by the parents before their daughter completes 10 years of age. This account can be opened by the guardian through bank or post office. In this account, the parents of the girl can deposit from ₹ 250 to 1.5 lakh rupees per year. In the savings account opened under this scheme, the government also gives compound interest on the amount deposited in the account at a fixed rate.
If you want to open an account in Sukanya Samriddhi Yojana 2024 for the future of your daughter and want to take advantage of this scheme, then we will provide you complete information related to SSY scheme. Like – What is Sukanya Samriddhi Yojana, features of this scheme, its objective, eligibility, necessary documents required to open an account under this scheme, etc. We are going to give detailed information about it. So please read this article till the end.
Sukanya Samriddhi Yojana 2024 (SSY Scheme)
Sukanya Samriddhi Yojana has been started by the Central Government to meet the expenses incurred in future studies, higher education and marriage of daughters so that parents can raise their daughters well without worrying about their future. This is an ambitious scheme started under the Beti Bachao Beti Padhao of the Government of India. Under Sukanya Yojana, parents open an investment account for their daughter. In which a minimum of ₹ 250 to a maximum of 1.5 lakh rupees can be invested every year. At present, interest is being provided at the rate of 7.6% on the amount deposited in the Sukanya account. If you want more information related to SSY scheme, then read this article further.
Sukanya Samridhi Yojana 2024 Overview
Scheme Name Sukanya Samridhi Yojana
Launched by Central Government Sukanya Samridhi Yojana
Sukanya Samridhi Yojana Beneficiary Girls under 10 years of age
Objective Securing the future of daughters
Benefits Savings for expenses on higher education and marriage of daughters. Investment amount minimum Rs 250 to maximum Rs 1.5 lakh
Current year 2024
Official website https://www.india.gov.in/sukanya-samriddhi-yojna
Objective of Sukanya Samriddhi Yojana 2024
The main objective of starting Sukanya Samriddhi Yojana by the government is to secure the future of girls. Often, when daughters are born, the parents of poor families get worried about what will be the future of their daughter, they are always worried about the education and marriage expenses of daughters. Sukanya Yojana has been started by the government to free them from all these worries.
Through this scheme, any parent belonging to a poor family can easily open a savings account for the bright future of their daughter and invest in it. With this, when the daughters grow up, they will not have to worry about money and daughters will also be able to become self-reliant.
Features of Sukanya Samridhi Yojana (SSY)
SSY scheme has been started by Prime Minister Narendra Modi for the girls of the country.
Under this scheme, parents can open a savings account for the bright future of their daughter.
The savings account opened under this scheme can be operated by the girl\’s parents till the age of 10 years.
A minimum of ₹ 250 to a maximum of ₹ 1.5 lakh can be deposited per year in the account opened by the girl\’s parents.
It is mandatory for the account holder to invest for 15 years in the account opened under Sukanya Yojana.
If the parents want to withdraw the amount deposited in this account for their daughter\’s higher education, then 50% of the deposit amount can be withdrawn after the girl turns 18 years old.
If no amount is deposited after opening an account in the name of the girl, then a penalty of ₹50 is imposed on the account every year.
Investors are provided interest at the rate of 7.6% under the SSY scheme.
On opening an account under this scheme, you are also given tax exemption as per the Income Tax Act.
Under Sukanya Yojana, accounts of two girls from a family can be opened.
Eligibility for Sukanya Samriddhi Yojana
To open an account under this scheme, the girl and her parents should be permanent residents of the country.
In Sukanya Yojana, accounts of only two girls of a family can be opened.
To open an account under Sukanya Samridhi Yojana, the age of the girl should be less than 10 years.
Under this scheme, only one account can be opened in the name of a girl.
Documents required for Sukanya Samriddhi Yojana
SSY Scheme Required Documents: If you want to open an account for your daughter under Sukanya Samriddhi Yojana, then you will need the following documents which you will have to take to the bank or post office. All the documents are as follows –
